Check the lender’s details
Use the Registry’s current list to confirm the lender’s legal name, approved address, telephone number and business URL. Be cautious of a message or website that gives you different details.
Borrowing guide
Questions worth asking before you borrow.
Take time to check the lender, understand the full cost and decide whether the repayments fit your budget.
Understand every charge
Ask for the interest rate, administrative fee, late interest, late fees, repayment dates and total payable. The Registry’s borrowing guide explains the applicable limits and your rights.
Plan for the whole loan
Check the amount you will receive after any permitted fee, then compare each instalment with your regular expenses. Ask for a copy of the contract and repayment schedule before you agree.
What the Registry says
Identity checks happen in person.
A licensed moneylender must verify a borrower’s identity in person at its approved place of business before granting a loan. Online enquiries cannot replace that step.
Use a trusted starting point
Read the Registry’s guidance, then use Crawfort’s main website if you wish to enquire. This microsite does not collect applications or personal information.
This page summarises public guidance and is not a loan offer or personalised financial advice. Check the latest information with the Registry of Moneylenders.